Dallas Credit Union - Rates & Fees

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1301 Young Street, Suite 100, Dallas, TX 75202

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Welcome to Dallas Credit Union

Rates & Fees

New Auto Loans	Used Auto Loans
Home Improvement Loans	Home Equity Loans
Unsecured Personal Loans	Select Checking
Basic Checking	Savings Account
IRAs	Money Market Accounts
Term Certificates	Jumbo Certificates

New Car and RV Loans Rates as of June 18, 2010

We offer terms up to 72 months

Term	Annual Percentage Rate
24 Months	3.99%
36 Months	3.99%
48 Months	3.99%
60 Months	4.99%
72 Months*	4.99%

Rate is valid for new loans only

.25% off auto loan rate if you have DCU credit card or checking account (Maximum discount .25%)

New RV loans begin at 6.99% and can be financed up to 120 months

*72 Months for New Vehicles only; Minimum $20,000 on 72 Months
Rates subject to change without notice.
Check with your loan officer for other types of loans.

Used Car and RV Loans Rates as of June 18, 2010

We offer terms up to 60 months

Term	Annual Percentage Rate
24 Months	3.99%
36 Months	3.99%
48 Months	3.99%
60 Months	4.99%

Rate is valid for new loans only

.25% off auto loan rate if you have DCU credit card or checking account (Maximum discount .25%)

Used RV loans begin at 6.99%

Rates subject to change without notice.
Check with your loan officer for other types of loans.

Home Improvement Loans Rates as of June 18, 2010

Term	Annual Percentage Rate
0 to 60 Months	4.90%
61 to 180 Months	5.90%

Repayment Example: 60 monthly payments of $19.34 per $1,000.00 borrowed at 5.90%

Rates subject to change without notice.
Check with your loan officer for other types of loans.

Home Equity Loans Rates as of June 18, 2010

Term	Annual Percentage Rate
0 to 60 Months	4.90%
61 to 180 Months	5.90%

Repayment Example: 60 monthly payments of $19.34 per $1,000.00 borrowed at 5.90%

Rates subject to change without notice.
Check with your loan officer for other types of loans.

Unsecured Personal Loans Rates as of June 18, 2010

Term	Annual Percentage Rate
12 Months	9.90%
24 Months	10.90%
36-48 Months	11.90%
60 Months	12.90%

Rates subject to change without notice.
Check with your loan officer for other types of loans.

Deposit Required to Open Account	Minimum Required to Earn APY**	Dividend Rates	APY**
Select Checking Rates Rates as of January 1, 2010
$25.00	No dividends paid	None	None
"APY" refers to Annual Percentage Yield **All yields are calculated on monthly dividend payments. The minimum balance to open an account is $25.00. The minimum daily balance to obtain the disclosed Annual Percentage Yield is $500.00. Rates are subject to change after account is opened. Please call for the most up to date rates. Fees could reduce the earnings on the account.

Deposit Required to Open Account	Minimum Required to Earn APY**	Dividend Rates	APY**
Basic Checking Rates Rates as of January 1, 2005
$25.00	No dividends paid	None	None
"APY" refers to Annual Percentage Yield The minimum balance to open an account is $25.00. Rates are subject to change after account is opened. Please call for the most up to date rates.

Deposit Required to Open Account	Minimum Required to Earn APY**	Dividend Rates	APY**
Savings Account Rates Rates as of June 2, 2010
$25.00	$25.00	0.25%	0.26%
"APY" refers to Annual Percentage Yield **All yields are calculated on monthly dividend payments. The minimum balance to open an account is $25.00. The minimum daily balance to obtain the disclosed Annual Percentage Yield is $25.00. Rates are subject to change after account is opened. Please call for the most up to date rates. Fees could reduce the earnings on the account.

Deposit Required to Open Account	Minimum Required to Earn APY**	Dividend Rates	APY**
Individual Retirement AccountsRates as September 1, 2009
$25.00	$25.00	1.00%	1.01%
"APY" refers to Annual Percentage Yield **All yields are calculated on monthly dividend payments. The minimum balance to open an account is $25.00. The minimum daily balance to obtain the disclosed Annual Percentage Yield is $25.00. Rates are subject to change after account is opened. Please call for the most up to date rates. Fees could reduce the earnings on the account.

Money Market Accounts Rates as of June 1, 2010

Deposit Required to Open Account

Minimum Required to Earn APY**

Dividend Rates

APY**

$2,000-$4,999

$5,000-$24,999

$25,000 and up

$2,000.00

$5,000.00

$25,000.00

.75%

1.00%

1.25%

.76%

1.01%

1.25%

"APY" refers to Annual Percentage Yield

**All yields are calculated on monthly dividend payments.
The minimum balance to open an account is $2,000.00.
The minimum daily balance to obtain the disclosed Annual Percentage Yield is $2,000.00.
Rates are subject to change after account is opened. Please call for the most up to date rates.
Fees could reduce the earnings on the account.