Online Teller Login Instructions

Important Security Changes in regards to Online Teller login


We are replacing the existing enhanced authentication.

All users will be required to reenroll in enhanced authentication.


Click here for more detailed instructions.

DCU Credit Card 0% Introductory Rate*

Good for 6 months on Balance Transfers and Purchases


Our Credit Card is Better.DCU MasterCard 0% Introductory Rate

  • Fixed 9.9% APR*
  • Rewards program
  • No annual fee
  • No interest rate hike penalties
  • No cash advance fee
  • No balance transfer fee
  • No confusing ifs, ands or buts


*Annual Percentage Rate, will return to the fixed rate of 9.9% for Platinum MasterCard or 13.9% for Regular MasterCard after 6 months. New DCU cardholders will receive 0% for 6 months on balance transfers, purchases, and cash advances. Offer good upon approval. Existing DCU cardholders will receive 0% interest for 6 months on balance transfers. Must qualify. See credit card agreement for full disclosure.

Visit our branch location with Drive-Thru

Hours of operation at 4245 N. Central Expressway, Suite 100,
Dallas, TX 75204

Full service drive: 8-6 Mon-Fri & 9-1 on Saturday.
Lobby: 9-5 Mon-Fri & 9-1 on Saturday


The 1919 Woodall Rogers branch is now closed.

Why credit union credit cards may be better than bank credit cards.

Want to find a great credit union credit card?


Want to know if your current credit union has a great credit card or not?


Want to learn why credit union credit cards may be better than bank credit cards?


Go to

See what CBS and MSNBC is saying about credit unions.

Don’t just take it from us… see what CBS and MSNBC is saying about credit unions.


Click on the following video links for the story.

Enjoy your Rewards Debit Card

Get your Reward MasterCard Debitcard today and get:

ATM Access:

You can make ATM withdrawals at over 32,000 surcharge free ATMs nationwide that have the Allpoint logo. Click on the Allpoint logo on our homepage to find surcharge free ATMs near you!


You will earn rewards on your purchases by using your Dallas Credit Union debit card and they can be combined if you use your DCU rewards credit card.


Use your Dallas Credit Union cards at gas stations, supermarkets, drugstores, malls, restaurants, or wherever you choose and we'll give you points to redeem for millions of items or travel.

You will earn 1 point for every $2 you spend using your debit card as a signature based (do not use pin) transaction.

You may combine your credit card and debit card points to earn your points faster. You may also choose to combine your family member's points together to earn them even faster!

Register and redeem points at

Other branch locations

Co-op BranchesWe love seeing you in our lobby, but if you can't make it in, please use our COOP Service Centers. You can access thousands of participating credit unions around the world, including dozens in the DFW metroplex.


Services available include the following:

  • Share Deposits/Withdrawals
  • Transfers within Members' Accounts
  • Loan Payments, Interviews, Closing and Advances
  • Balance Inquiries and Transaction History
  • Check Cashing, Travelers Checks, Money Orders, Notary & Fax Services


Visit Co-Op Financial Services for all the locations.

Allpoint sur-charge free ATM network is here

You can make ATM withdrawals at over 32,000 ATM's across the country at NO FEE! You also have access to 689 Dallas/Ft. Worth ATM's in convenient retail locations such as Target, Albertsons, Walgreens, Costco and more.

Free Checking

No minimum balance, no monthly service fee, no per check fees, unlimited teller visits and phone calls. 24/7 online phone and account access, overdraft protection of up to $250 and free MasterCard Rewards debit card!

Why open a Youth Account?

Why open a Youth Account?

  • Introduction to the importance of developing strong banking relationships
  • To get in the habit of saving
  • Earn money from dividends*
  • Introduction to financial institutions and how deposits and withdrawals work
  • Has the availability of automatic transfers and direct deposit from an adult’s account
  • No Service Fee
  • Receive ownership in DCU rather than just another account number at a bank
  • We are not-for-profit, so the return goes back to our members
  • Receive superior personalized service with lower rates and higher dividends
  • We are committed to promoting financial literacy
  • Age 2- Kids start asking for specific items at the grocery store.
  • Ages 2-4 they learn how to count.
  • Age 4 they know they have to pay if they want something at a store.
  • 5-6 they know the difference between coins and are making purchases on their own.
  • School age kids know that once their money is spent, it’s gone.
  • 8-10 they are intrigued that they can earn interest on their money. It’s good to start paying them allowance with checks, so they can make their own credit union transactions.
  • Young teens usually make decisions on how they earn and spend their money.
  • Older teen’s financial independence increases as they begin using checking accounts, credit cards, and purchasing a vehicle.

Why Now?

It is never too young too late to teach a child about money & good credit!

*When balance reaches $25

Member Referral Program

When you refer a friend, family member, co-worker – even a total stranger – to Dallas Credit Union and they open a Savings and one other account (checking, money market, IRA, loan, credit card, or term certificate), we’ll deposit $25 into your account. It’s that easy.

This benefit is for all our current members and you can take advantage of it at any time. Click here for an online membership application.

If you'd prefer, give us a call at (214) 748-5166 or stop by our office at 1301 Young Street, Suite 100 in downtown Dallas. We'd love to talk to you!

Thinking about opening an account for your child or grandchild…now’s the time!

Another friend or family member unhappy with his or her bank…send them to us!

Grow your account and help us grow our membership.

Free Bill Pay

DCU offers Free Bill Pay with a Select Checking account.

Identity Theft Information

Although technology provides convenience, it also gives opportunity to others. The terms “spam,” “phishing,” “pharming” have entered the vernacular and show the prevalence of online fraud. In spite of these activities, you can bank online with confidence and protect your identity by following a few simple steps.


  • Never give out your information unless you initiate the call or visit. Dallas Credit Union will never solicit your account number. The only time we ask for it is when you call us or you visit us online or in our lobby. This is a good rule to follow with any of your financial institutions.

  • Never use an unsecured site to enter personal information. Dallas Credit Union’s online banking products and applications are secured with 128-bit encryption. To see if a site is secure, look for the lock in the bottom left-hand corner in Internet Explorer, a yellow address bar in Mozilla Firefox, and a key in the bottom left-hand corner in Netscape Navigator.

  • If you are unsure of a website or email, simply leave or delete it. Never feel obligated to read or respond to an email or give personal information. If you’re unsure of an email, don’t open it and delete it immediately.

  • Change your online passwords frequently. Once a month is a good rule of thumb.

  • Contact Dallas Credit Union or any of your financial institutions if you suspect fraud.

  • Use common sense. If something doesn't seem right, it probably isn't right. If something seems too good to be true, it's probably false.


A useful website in identifying phishing and online fraud is Check this site for updates on internet fraud attempts. We care about your privacy and security and want to do everything we can to help you prevent fraud. Feel free to contact us if you have questions or concerns.